PayPal offers three different account types – personal, premier and business – each with different benefits and fees. PayPal allows you to change some account types. You may upgrade a personal account to a premier or business account, or switch a premier to a business account on your own, but to downgrade or switch from business to premier, you must contact the PayPal support line. You may also have two separate personal and premier or business accounts, but each one must have a unique email address, credit card and bank account.
